First Loan Choice

DO NOT GET A LOAN FROM THESE PEOPLE, I BORROWED $200, TO PAY RENT, THE LADY NEVER TOLD ME ID HAVE TO PAY $1511.98 , SHE RUSHED ME TO SIGN LOAN WHILE SHE WAITED ON THE PHONE, I DID NOT KNOW THIS TIL I HAD TIME TO READ CONTRACT, I READ ALL THESE REVIEWS, AND THEY SCAMMING PEOPLE, TAKEN ADVANTAGE OF US CAUSE OF VIRUS, I EMAILED THEM TELLING THEM IM CANCELING MY CONTRACT, CALLED MY BANK THEY PUT A ATOP PAYMENT ON THEM FROM TAKING MY MONEY. I READ THEY WAS REPORTED TO THE BETTER BUSINESS BUREAU

Website was finicky, and I got an email of preapproval for $275 with a 776% interest rate paying 2 years for a total of $1800 paid in $23 weekly payments. I laughed so hard when I saw the APR. In all seriousness, they scam people with this. Yeah, you will get approved but you will suffer the consequences. You can pay your loan off early, but you have to pay the finance charge of $1,200+ as well.

The people are nice but I鈥檓 paying back $7000 when I borrowed $600. When I asked about that they said it was 鈥渏ust an example to look at鈥?but that was clearly bullcrap cause I have 21 payments left of $203

Thank y鈥檃ll so much for the reviews, I was about to get a loan but by God鈥檚 grace he told me ready and ask questions and when I did the lady started lying saying don鈥檛 worry about that agreement once you Sign you can call back to discuss options! No ma鈥檃m I鈥檓 not proceeding !! Thank God for Wisdom

So I called and I even tried to download my loan agreement I know I finish paying it off in November and now the loan agreement wont let me download it and it says error I even call for them to send me it and they said my loan is denied likd huh I havs an existing loan out be careful with these guys I m about to call my bank and pay the 30 dollars for them to stop taking money out of my account these people are scammers you can even look up the adress and its just the middle of nowhere. BE AWARE OF THIS SCAM COMPANY. SAVE UR MONEY

I am SO GLAD I read these reviews, Thank you guys for sharing. Today First Loan offered me a loan for $350.00 with 777.58% interest rate which means I would have to pay back $2,670.00 !!!! With them taking $104.73 out of my pay check twice a month til next YEAR !!! NOW after doing some research they I found that they get away with this in the state of California because they found a loophole using the Tribal affiliation. California law on loans is 10%

I鈥檓 glad I read these reviews….at first I was just looking for some extra cash for a vacation coming up. I knew things were a bit strange bout it when the guy on the other line asked me too call my banking to verify some personal info but I just went along with it. Of course I didn鈥檛 read through the terms but when I seen I was going to be paying them back over 9000 from a 825 dollar loan. I called them back the next day to cancel that loan. They tried talking me into keeping the loan, but once I called them out on their scam they immediately canceled the loan. READ THE TERMS PEOPLE…will save you a lot of confusion and stress in the long run. If your looking for some quick cash, better make sure you got lots more to give because they will clean your account dry

I give them no stars. I knew it was shady bc the lady hung up on me when I called the number. I told her my information and she said something fast and just hung up on me. I still don鈥檛 know what she said.

got a 500$ loan and have to payback 2000. Now they are garnishing my wages smh

No stars!!! I got a $600 loan in December. I pay $179.00 every two weeks. It is now July. They just told me my balance is over $900!!! I don't think so!!! Don't use this company!

SCAM COMPANY I got a loan and my payments where $59.18 I got a $200 loan so that was paid off in about a 2 months and a week or so but they where still charging me I called them concerning this and they told be out of the $59.18 that was being paid every 2 weeks only 22 cents of that was going towards my loan I was able to stop Payment to them through my bank this was the only way I could stop them from charging my account because they always kept hanging up on me

I鈥檇 give y鈥檃ll 0 stars

These people…… I am so so glad that I read all these reviews. I canceled the loan, I was supposed to get 1200 from them and I had to pay back 9,000!!!! 9,000…. Absolutely not!!! They're nice people but I will never pay back more than I received. Good luck to whoever borrowed from them.

assisted me with a ppp loan application

DO NOT….. I WILL SAY IT AGAIN DO NOT GET A LOAN FROM THESE SCAMMERS!!! I got a $725 loan from them on 6/18/2020 i called 3 days in advance to pay the complete thing off. well here we go with an surprised $108 finance fee. OK! so I said pay $616.00 for the principal and $108.00 for the prorated finance fee. Now whats my balance? they said for my next payment it's $217.00 for finance fee and $108.00 is the principal! SMMFH! So I'm paying back $1049.00 for a $725 loan even after I'm trying to pay it all back within one payment. DON'T DO IT!!!

Great customer service 馃憤馃徎

The interest rate is reallly high ! They lied & told me this will help me build my credit & it didn鈥檛 . I got a loan for $500 had to pay back 1,000 . It鈥檚 just a quicker way to get some money .

I was in need for a $500 loan ended up paying $2000.
They take it Advantage of people who have fair to poor credit.
There鈥檚 better companies out there. I was definitely going to lawyer up but I did sign all the paperwork authorizing them to scam me.

Don鈥檛 do it!!

Do not do business with First Loan. They will spend quite a bit of time with you. Send you loan documents to sign and complete. Done right. Well no. They will not fund you even after that they will say another dept refuses to process the loan. They did not call me or email me. 4 days after funds were due no contact. Do not get a loan from them.

You fill out all the jnfo and sigb the agreement to have them say the next day sfter I contacted thrm that underwriting chamged their mind. Called my bank and had thrm blocked so they cant use info to get.my money. MAJOR SCAM

During the Covid crisis, they help me out with a Business loan, what a relief it was!! Thank you FirstLoanChoice.

Great people

Great customer service.

Very professional and great customer service!

Scam!!!!!! If you borrow 200 you'll pay 10,000, Rip off company!!!!!!!!!