Golden Financial Services

Don't sign up for debt validation program with them. They say if they won't be able to invalidate some of your debts and creditor will file a law suit Golden Financials will refund the money you paid for the debt you are being sued for. They also say they will give you a free lawyer. No. It's a LIE!! I have two law suits filed now. They gave me a lawyer but they didn't refund me the money I paid them to invalidate the two debts I am being sued for. They said it goes towards the laywer. Plus debts got bigger because interest added. So I would be better of if I would just negotiate my debts right away without singing up with Golden Financials because at the end you will end up paying same what you owed right at the begining to your credit cards or even more because remember first of all you pay to Golden Financial each month (they don't refund when law suit filed and you have to settle the debt), plus as I said interest keep adding. So 2-3 years down the road your debts will be enormous plus you pay Golden Financial. Be careful!!

Fraude company. They have my personal information now and they won't answer anything anymore. Don't do business with them frauds

I'm going to start this by saying – the company itself I'm sure is wonderful. BUT. I gave them personal information with NO follow up given to me. It's weird because people keep mentioning how great Rick is. Well that was who I was working with so he clearly picks and chooses how great he wants to be. So now I'm worried and constantly checking my credit reports to make sure nothing is open under my name that I didn't do. I was really uncertain at first about moving forward. After a few conversations with Rick and with my boyfriend, I decided to move forward. There were quite a few times I was told "I will reach out to you on this day around this time" with ZERO calls that day and time. Then a few days later I would finally hear back. There were a few times I was to reach out so I would. I spoke with my rep on a Saturday and he took preliminary information from me. He claimed to be at his home office and since my case needed an exception from underwriting, he would have to call me back that following Monday to finalize everything when he was in the office. Monday came. No call. Finally a few days later I get a call and he basically insinuates that I failed to call him. Then we speak and I get "I will call you tomorrow around this time" yet again. And that was the LAST time I heard from this guy. Now a random company has my personal information that claims to be Golden Financial but I do not trust them. I will never ever use them for anything. Not after all those red flags and a man that cannot follow up on anything he says he is going to do. Way too sketchy for me.

EDIT: The company has now been reaching out after I posted these reviews. While I feel like I have every right to be upset considering, I am now receiving rude emails from Rick in regards to the situation. He admitted to me that he didn't even remember my name. We spoke on a Saturday and by Monday he had forgotten my name entirely. So I, as a customer, don't feel like I matter. While there may be a lot of good reviews, some of us are entitled to bad ones when a bad experience happens. I wish I could upload the email that was sent to me by him a few minutes ago. All I want is for the company to delete my information out of their system and I am getting nothing but "I hope the people you deal with, in any aspect of life, are more forgiving because things do happen…its how we deal with those things that matters" (taken word for word from an email from Rick) I say there is nothing they can do to help because I don't want anything from them other then to have them remove my information. I have now lowered my review to a one star due to the pure attitude I am now getting.

I鈥檓 new to this process, have never had to go through anything like this before. Rick took the time to really explain things to me, sometimes over and over until I fully understand. Thank you Rick for treating me like a person and not just a payday. He took the time to get to know me and made sure I was comfortable with my discussion with out any pressure.

Rick is amazing. He is so good at what he does. He has taken so much stress off me. And as great at explaining everything and helping me

My experience with golden Financial was exceptional I love the way Rick walked me through everything and explain everything with detail I am so happy I chose golden Financial to help me. I highly thank Rick for all his time and patience. I highly recommend golden Financial to help you out if you are in need with financial assistance again. THANKS.

Very helpful made to feel secure

I spoke with Rob he was very knowledgeable and explained everything to me very nicely and clearly. This program is very good and will help you with your any kind of debt.

Rob was a great server to me

Very good customer service!

good customer services

very helpful and caring

Rick was fabulous! Super nice easy to talk to and really made sure to answer any and all of my questions!

service was great. i am a happy person right now. very professional.

I was facing years of debt payment until I talk to your services. know just 15 months at half the cost and get a good credit score. the future now is not a dark cloud. thanks again.

Very helpful and great service. Savings are great

The professionalism from Golden Financial has been fantastic and made me appreciate this opportunity of working with this Team.

i am really thankfull for the service they have provided for me. I was fooled by a previes company claiming to help my financial situation . Finding this company on time was a life savier ! Thank you so much Rob for your help .

Rob was exceptional he has helped me every step of the way and the Redon I choose your company.

Rob helped me out greatly. I can not thank him enough!! Rob helped me get my life back and showed me how to get my financial situation and life back!!!

I give Robert De Aremllano 5 star

I cannot say enough about how Wes helped me when I was to the point of asking myself in despair, 鈥淲hat am I going to do?鈥? Life has dealt me several harsh blows of late and I felt helpless and hopeless. This morning when I woke up, instead of thinking the usual, 鈥淯gh. I鈥檓 still alive.鈥?- I woke up thinking, 鈥淲es and the team at GFS have got that. Thank you, Jesus! Now, why don鈥檛 I take one day and do something beneficial since NOTHING is beneficial about worrying.鈥?So, I am.

Im very satified with the service and the help provied by golden financial we need more profecional like them

Dear golden financials I'm enjoying my conversation with Robert he's well informed patient courteous respectful and a pleasure to speak with I've never done anything like this and he's making it very understandable to me and for me I'm hoping this will work out but based on the young man conversation with me I feel very positive and I feel like this is the best thing for me he's such a knowledgeable young man and as far as I'm concerned he get 10 Stars not 5 he's the best well-educated I can hear it in the way he speaks even my son spoke well of him he could hear him speaking so thanks again and have a good day and I will recommend this service for anyone else this is my first time what a good first time to have because sometimes when you dealing with people for the first time you get turned off but this time I can truly say I feel very happy about my dealings with your company because of Robert

I had the most amazing experience talking with Rob at Golden Financial. I had no idea what to expect when I made the call but from the very beginning Rob was not only highly informative but courteous and genuinely interested in my debt problems. Thank you so much for helping me to understand not only the process of debt relief but credit card debt as well.